70% of your cost problem isn’t the market… it’s you.

While you're blaming the market… others are quietly winning.So what do they see that you don’t?In this episode of Laugh, Lend & Eat, I sit down with Melissa Langdale, Founder & CEO of Praxis, to break down one of the hardest truths in the mortgage industry right now:👉 It’s not the market👉 It’s not the rates👉 It’s not the volumeIt’s how you’re running your business.We get into:Why the mortgage process was never rebuilt — only layered overHow lenders are spending millions on tech… and getting less efficientWhere AI is misunderstood — and how it will actually expose youThe real reason cost to originate keeps risingThe difference between reactive vs proactive prospectingAnd why trust will always outperform technologyThis conversation isn’t theory.It’s what’s actually happening inside mortgage companies today.If you’re a loan officer, branch manager, or leader trying to grow in this market…This episode might make you uncomfortable.But it will also make you better.