71 - Should I Pay off Mortgage before Retirement from Investments or Cash Flow

Should you pay off your mortgage before retirement? It's a common question that doesn't have a one-size-fits-all answer. In this episode, we break down the crucial factors to consider when deciding whether to use investments or cash flow to eliminate your mortgage debt before retiring.We'll walk you through a practical framework that includes: Analyzing your financial factors Understanding the emotional aspects Exploring strategiesWhether you have a low-rate mortgage from recent years or are wrestling with higher rates, this episode will help you make an informed decision that aligns with both your financial goals and personal values. Join us as we peel back the layers of this important retirement planning decision.ResourcesShould-I-Pay-Off-My-Mortgage-2024.pdfShould-I-Consider-Refinancing-My-Mortgage-2024.pdfThe Psychology of Money by Morgan Housel - Understanding the behavioral aspects of financial decisions