725 | Good Debt vs. Bad Debt: The Wealth Gap episode artwork

EPISODE · Dec 12, 2025

725 | Good Debt vs. Bad Debt: The Wealth Gap

from Life's Inside Track · host CHRI Radio

Nobody Talks About What if debt wasn’t actually the villain in your money story — it was how you use it? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a clear, courageous look at the difference between debt that quietly drains your future and debt that wisely builds long-term wealth through real estate. You’ll hear how Zane guides Sarah and David in The Wealth Formula from misusing money on depreciating “stuff” to leveraging good debt on homes and income properties that grow in value over time. Ken and Yetta unpack why your first home is often your first powerful use of good debt, why overleveraging can destroy both your peace and your portfolio, and how thoughtful leverage can multiply your returns far beyond the dollars you put in. You’ll also see why homeowners tend to build dramatically more net worth than renters, even when some people misuse their equity like a giant credit card. Most importantly, you’ll be invited to consider your own capacity for debt, your sleep-at-night factor, and whether it’s time for a clarity call to see if leveraging your home could be a wise next step. If you’re ready to have your thinking stretched around “good debt,” ownership, and using other people’s money without losing your peace, this conversation will give you hope, guardrails, and practical direction. Watch now to start turning debt from a weight on your shoulders into a tool that quietly builds your future.

Nobody Talks About What if debt wasn’t actually the villain in your money story — it was how you use it? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a clear, courageous look at the difference between debt that quietly drains your future and debt that wisely builds long-term wealth through real estate. You’ll hear how Zane guides Sarah and David in The Wealth Formula from misusing money on depreciating “stuff” to leveraging good debt on homes and income properties that grow in value over time. Ken and Yetta unpack why your first home is often your first powerful use of good debt, why overleveraging can destroy both your peace and your portfolio, and how thoughtful leverage can multiply your returns far beyond the dollars you put in. You’ll also see why homeowners tend to build dramatically more net worth than renters, even when some people misuse their equity like a giant credit card. Most importantly, you’ll be invited to consider your own capacity for debt, your sleep-at-night factor, and whether it’s time for a clarity call to see if leveraging your home could be a wise next step. If you’re ready to have your thinking stretched around “good debt,” ownership, and using other people’s money without losing your peace, this conversation will give you hope, guardrails, and practical direction. Watch now to start turning debt from a weight on your shoulders into a tool that quietly builds your future.

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725 | Good Debt vs. Bad Debt: The Wealth Gap

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This episode was published on December 12, 2025.

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Nobody Talks About What if debt wasn’t actually the villain in your money story — it was how you use it? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a clear, courageous look at the difference between debt that...

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