73. Ask Michela: Becoming a Morning Person, Balancing Financial Goals, Saving Too Much, and More!

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela answers your money/career/life questions! From how to stop impulse spending to optimizing your time while working from home. Here are the questions she covers: -How do I stop impulse spending on clothes and shopping? -What HYSA do you recommend? What bank accounts do you use? -Do you have recommendations for the car buying process? -Is there such thing as “saving too much?” -Do you have advice for job hunters that are desperate to get out of a toxic job? -How to decide between paying off medium interest debt and investing? How to optimize efficiency when working from home? -How to become a morning person? -How do you structure your business? -Have I read ‘Die With Zero’ and what do I think about the strategy? -Advice for balancing saving for retirement and medium term goals like a down payment? -Reasons for wanting to move away from LA?