Financial Scams Explained: How to Spot Them and Protect Your Money

Americans lost more than $12 billion to scams in a single recent year, and the real number is likely higher because most people never report being targeted. Ryan covers five of the most common financial scams, starting with phishing emails and texts designed to look like messages from your bank or a familiar retailer.The common thread across almost every scam is emotional manipulation: fear, urgency, greed, and loneliness. Ryan's best piece of advice is simple. Real financial institutions almost never create urgency. If something feels rushed or wrong, hang up, close the email, and contact the institution directly through their official website or phone number. Two minutes of friction can save you thousands.Find "Your Fiscal Physical" the book on AmazonIf you have suggestions or feedback, please email us at: [email protected], as always, Stay the Course!