74. The Budget: What it actually means for investors

The Australian federal budget just dropped and there is a lot to unpack. Hayden and Dave dig into the changes that matter most for everyday investors and the FIRE community, cutting through the political noise to focus on what actually affects your money.They cover:👉 The switch from the 50% CGT discount to indexation👉 The surprise 30% minimum tax floor on capital gains that nobody saw coming, and who it really hits👉 Why the "death of debt recycling" narrative doing the rounds online misses the point entirely👉 Negative gearing changes, what's grandfathered, what's not, and who actually benefits👉 How growth vs. dividend investing strategies stack up under the new rules👉 Whether super just became a lot more attractive overnight👉 The six year exemption loophole that rentvesting fans will want to know aboutThere are still plenty of details being worked out in Canberra, exemptions being carved out, and edge cases nobody has good answers to yet, but these are our thoughts so far.Free calculator here to work out your CGT with the new proposed changes.Follow us on InstagramWatch on YoutubeAsk a QuestionFI Case Study Request FormPearlerStrong Money AustraliaOriginal Aussie FIRE e-bookDave's books on Amazon and SpotifyDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide Hosted on Acast. See acast.com/privacy for more information.