#77 How to Get a Mortgage in Spain as a Foreigner: Everything You Need to Know

Buying a property in Spain is exciting, but for many international buyers, the mortgage process feels confusing and overwhelming.In this episode of the Costa Property Podcast, Warner sits down with Peter van Dijk from Mortgage Direct, a leading mortgage broker in Spain, to cut through the noise and explain exactly what you need to know if you’re thinking of financing your dream home on the Costa del Sol.Peter brings decades of experience in European finance and now specialises in helping foreigners secure mortgages in Spain. Whether you’re planning to invest in a holiday apartment, relocate permanently, or purchase a rental property, this conversation gives you clarity and confidence for your buying journey.You’ll hear:Whether foreigners can get a mortgage in Spain (and what the banks look for)Typical loan-to-value ratios for non-residents The documents you’ll need for a smooth applicationThe cash you really need upfront (including hidden costs and taxes)The difference between fixed, variable, and mixed mortgages in SpainWhy working with an independent mortgage broker can save you time, stress, and moneyCommon mistakes and how to avoid themThis is a must-listen if you’re planning to buy property in Spain and want to understand your financing options clearly before you start house-hunting.Learn more about Mortgage Direct and Enquire Today: https://mortgagedirectsl.com/initial-enquiry/?utm_source=WL+Costa+PropertiesLooking to buy on the Costa del Sol?Download WL Costa Properties’ free Buyer’s GuideWant to keep in the loop?If you want honest, expert advice about relocating or buying property on the Costa del Sol, be sure to Follow us on Instagram or visit WL Costa Properties for insights on life in SpainRelated Episodes #68 What You Really Get for Your Money in Benalmádena: Prices, Property & Location Deep Dive#58 Three Things You MUST Do Before You Start Your Property Search in SpainEnjoying the Podcast? Leave Us a Review!We know life is busy, but if you’ve been loving the podcast, we’d really appreciate it if you could take just a minute to leave us a review.Tell us:✔️ What’s been your favorite episode?✔️ What’s the most helpful tip you’ve learned?✔️ What do you want to hear more about?Every review helps us reach more people just like you who are dreaming of a new life in Spain. Just head over to Apple Podcasts, hit the rating, and drop us a quick review.