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#77 VA Disability Explained: What Veterans Are Missing With Todd Wesche  episode artwork

Nov 11, 2025 40 min

#77 VA Disability Explained: What Veterans Are Missing With Todd Wesche

from Money Isn't Hosted by John L. Smallwood

To work with Smallwood Wealth Management visit http://Go.oncehub.com/swconcierge to schedule a call today! Thousands of veterans are working hard while ignoring the benefits that could change their financial future overnight. VA attorney and disabled veteran Todd Wesche helps service members secure the VA disability compensation they earned. Veterans who think “I can still work, so I am not disabled” may be walking past seven figures of tax free, protected income over time. In clear, plain language Todd explains ratings, claims, and appeals so veterans can turn tinnitus, sinusitis, back pain, anxiety, PTSD, flat feet, and service-connected scars into real monthly compensation and long term financial stability. In this Veterans Day episode, John and Todd cover what actually qualifies as a disability today, how the 0 to 100 percent rating scale pays, why your income does not affect compensation, and how to start with an intent to file. You will learn the simple blue line scan to identify claimable conditions, when to seek an increase or appeal, how retroactive pay works, and why Permanent and Total status can unlock additional benefits. They also map the opportunity cost of waiting, including how consistent, tax free payments can fund debt payoff, a business launch, or long term savings. Chapters: (00:00) Introduction (04:04) The Mindset That Keeps Veterans From Filing (12:11) Ratings, Payouts, and Why Income Does Not Matter (16:22) Turning Benefits Into Long Term Wealth (26:28) How to Identify Every Eligible VA Claim (31:04) Increases, Appeals, and Retroactive Pay (33:23) When to Seek Legal Help on Contingency Work with Todd and his team: https://vetuslegal.com/ Connect with Todd Youtube: https://www.youtube.com/channel/UCFg_sa6hHuqM3vmYjRBR4tQ Instagram: https://www.instagram.com/vetswithbenefitspodcast/ Enjoyed the episode? Make sure to like, subscribe, and leave a comment with your thoughts. Don't miss out on future insights from John Smallwood! Connect with Us On Social Media Instagram: https://www.instagram.com/smallwoodwealth LinkedIn: https://www.linkedin.com/in/john-l-smallwood Facebook: https://www.facebook.com/SmallwoodWealthManagement This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. Securities offered through Regulus Financial Group, LLC. Member FINRA/SIPC. Headquartered at 2687 44th St. SE Kentwood, MI 49512. Regulus Financial Group, LLC and Smallwood Wealth Investment Management, LLC are not affiliated companies. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

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#77 VA Disability Explained: What Veterans Are Missing With Todd Wesche

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