78: Ciaran Mulligan, Entrepreneur & Managing Director

Ciaran Mulligan is an Irish entrepreneur best known as the co-founder and former managing director of Blue Insurance and now, the founder of YES Insurance. Over more than two decades, he has become one of Ireland’s most recognisable figures in the niche insurance sector.In 2003, Mulligan co-founded Blue Insurance alongside Rowan Devereux. Initially focused on travel insurance, the company quickly expanded into specialist products. Under his leadership, Blue Insurance became one of Ireland’s leading online insurance brokers and developed strong operations in both Ireland and the UK. It introduced several first-to-market offerings, including two-year car and home insurance policies and low-cost annual multi-trip travel insurance. The company embraced digital sales early, with the majority of policies sold online at a time when much of the insurance industry still relied heavily on traditional brokers and phone sales.In 2026, he returned to the insurance market with the launch of YES Insurance. The new company initially focused on travel insurance and specialist niche products, including gadget insurance, pet insurance, wedding insurance and electric bike insurance. Throughout his career, Mulligan has been recognised for his entrepreneurial approach, strong sales instincts and focus on innovation in consumer insurance.This is the 78th episode in the Davy podcast series ‘Everyday Business with Aidan Donnelly’ with special guest Ciaran Mulligan, Entrepreneur & Managing Director.