EPISODE · Jun 28, 2026 · 20 MIN
#79: Types of FI (Financial Independence) and How you can pick yours
from Wealthy Nurse Podcast: Money, FI, Investing for Nurses · host Ellaine Maala
5 Types of Financial Independence Nurses Should Know (Find Your Real FI Number) Ellaine, a nurse with over 15 years of experience behind Nurse Invests, explains that many nurses chase the wrong retirement number because they don’t realize there are five different versions of financial independence, each with different timelines and targets. She defines FI as having investment income cover living expenses and introduces the 25x rule, then breaks down 5 types of FI. She encourages viewers to pick the FI type that matches their ideal life, calculate their numbers, and share their goal, and invites nurses to a free upcoming workshop. 00:00 Stop Chasing Wrong Number 01:39 What Financial Independence Means 03:16 FI #1 Explained 05:09 FI #2 For Nurses 07:39 FI #3 Part Time 10:46 FI #4 and Tradeoffs 13:31 FI #5 Halfway Hack 15:44 Choose Your FI Type 18:57 Action Steps And Workshop 20:38 Final Encouragement
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#79: Types of FI (Financial Independence) and How you can pick yours
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