8.26.26 Borrower Relationships; Experian’s Michele Bodda on Modern Scoring; Rate Pressures

The mortgage industry is increasingly recognizing that the homeowner relationship should extend well beyond origination, using servicing, home equity, insurance, partnerships, and other solutions to stay relevant to borrowers, creating lasting value across changing financial circumstances. Robbie interviews Experian’s Michele Bodda on lenders engaging earlier, providing better education, and using modern credit data to help them overcome affordability and credit hurdles. And we close with why mortgage rates remain pressured by persistent fiscal deficits, heavy Treasury issuance, inflation, and resilient growth despite expanded Treasury buybacks, while softer housing activity and consumer confidence point to weakening demand but not yet enough economic deterioration to materially shift the Fed’s expected hawkish stance. From lenders and landlords to employers and consumers, Experian helps connect the housing ecosystem with the data and insights needed to make faster, confident decisions. Lead a smarter housing journey with Experian. The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.