Employee Stock Options Explained: ESPPs, RSUs, and ISOs

Employee stock options and equity compensation plans come with a lot of acronyms and a few surprise tax bills. In this episode, Ryan defines the key terms (ESPP, RSU, NSO, ISO), explains vesting schedules, and walks through why companies offer equity comp in the first place.The biggest risk Ryan flags is concentration. Holding too much of your employer's stock in your portfolio ties your paycheck and your investments to the same outcome. Ryan and Aaron also cover when to exercise options, how taxes work differently across plan types, and why a financial advisor and a CPA are both worth talking to before making moves here. This is education, not tax or investment advice; confirm specifics with your own team.Find "Your Fiscal Physical" the book on AmazonIf you have suggestions or feedback, please email us at: [email protected], as always, Stay the Course!