#85: Explainable AI for Banks

Episode 85 of the The Change Dude podcast, hosted by Saeed Rafay, titled "#85: Explainable AI for Banks" was published on March 9, 2026 and runs 21 minutes.

March 9, 2026 ·21m · The Change Dude

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Summary

In Episode 85 of The Change Dude, Saeed Rafay explores one of the most critical challenges facing banks and fintechs in the age of AI: explainability. As regulators tighten oversight and AI models increasingly influence decisions like loans, fraud detection, and financial advice, institutions must be able to clearly explain how and why algorithms make decisions. This episode breaks down the regulatory pressure, the risks of “black box” models, and the practical strategies banks can use to build trustworthy, auditable AI systems—covering model governance, decision traceability, and the future impact of agentic AI on financial accountability.--- Powered by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠OKOfy.com — Empowering SMEs across UK and Europe with Digital Transformation & AI⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- Disclaimer: The views, thoughts, and opinions expressed in this podcast are solely those of the host and guests and do not necessarily reflect the views or positions of any organizations or employers mentioned. The content is for informational purposes only and should not be considered professional or legal advice.

Episode Description

In Episode 85 of The Change Dude, Saeed Rafay explores one of the most critical challenges facing banks and fintechs in the age of AI: explainability. As regulators tighten oversight and AI models increasingly influence decisions like loans, fraud detection, and financial advice, institutions must be able to clearly explain how and why algorithms make decisions. This episode breaks down the regulatory pressure, the risks of “black box” models, and the practical strategies banks can use to build trustworthy, auditable AI systems—covering model governance, decision traceability, and the future impact of agentic AI on financial accountability.

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Powered by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠OKOfy.com — Empowering SMEs across UK and Europe with Digital Transformation & AI⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Disclaimer: The views, thoughts, and opinions expressed in this podcast are solely those of the host and guests and do not necessarily reflect the views or positions of any organizations or employers mentioned. The content is for informational purposes only and should not be considered professional or legal advice.