# 88 Medicare Planning in Illinois

Illinois could be a precursor of what's to time for state budgets across the country. This could have HUGE impacts on your health insurance, especially if you were relying on the state retirement plan to provide benefits. So, even if you currently have retiree health benefits through your employer it behooves you to understand Medicare, Medigap and Medicare Advantage plans. Facts are, while employers may not have the ability to reduce pensions because pensions were contractually agreed to, the same can't be said for health benefits. It's up to YOU to understand your options. Thankfully, Illinois isn't a crazy expensive state when it comes to Medigap and there are numerous Medicare Advantage plans available for you too. So listen in to see what everyone's favorite health care expert, Jae Oh, has to say about planning in Illinois.