#9: Aimee Bergan -All Things Home Loans, First Home Buyers & Self-Employed Lending with Aimee from APC Home Loans

This week on the podcast, we’re joined by Aimee from APC Home Loans - bringing 17 years of experience in finance, banking and lending to the mic.With nearly a decade spent inside one of the big four banks before launching her own brokerage, Aimee shares how APC Home Loans came to life, what pushed her to step out on her own, and what she’s learnt building a business in an industry that can often feel overwhelming or intimidating.This episode isn’t just for business owners.If you’re thinking about buying your first home, refinancing, investing, or simply trying to understand where to start - this conversation is packed with practical, easy-to-understand education around the home loan process.We dive into:Where first home buyers should start (before they even look at properties)How much deposit you really needWhat lenders are actually looking atThe biggest mistakes people make before applyingHow refinancing works and when it’s worth consideringWe also go deep into lending as a self-employed or small business owner - covering:Why it’s different to PAYG lendingHow tax deductions impact borrowing powerHow far in advance business owners should prepareWhat documents lenders needThe common myths that stop people from even applyingAnd because we love the human side of business, we also chat about:The growth of APC Home LoansThe pressure of running your own businessBeing a working mum and navigating that constant juggleRedefining success in different seasons of lifeWe wrap things up with a quick-fire true or false myth-busting segment that clears up some of the biggest misconceptions around brokers, deposits, self-employed lending and more.This episode is equal parts educational and relatable - with plenty of laughs along the way.Whether you’re a first home buyer, business owner, investor or just curious about how lending really works, this one’s for you.--------------------Links mentioned in the show: APC Home Loanshttps://www.apchomeloans.com.au/Follow APC on Instagramhttps://www.instagram.com/apchomeloans/Follow us on Instagramhttps://www.instagram.com/for.founders.sake/Watch on YouTubehttps://www.youtube.com/@ForFoundersSake---------All the information in this episode is of general nature and used for educational purposes only. Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.Credit Representative APC Home Loans 550068 is authorised under Australian Credit Licence 389328