9. Back to Basics: Loan Process 101 with guest Raymond Sykes

The mortgage industry is changing dramatically post Covid. Lenders are adjusting the minimum requirements and right now your credit score is more crucial than it has ever been. Raymond breaks down the mortgage lending process and what it means for you as the consumer.  If you rely on traditional lending as an investor or as an end-user you need this guide. If you are looking to refinance or learn what to do with your equity,  and how to purchase a home as a self employed individual this episode is for you. The mortgage industry is still the safest investment and this episode breaks down your options.  Raymond Sykes is a mortgage expert with loans closed in over 15 states with over 7 years of experience.  You will learn which loans are the best for you and how to choose the right option.  Also, if you are interested in working in the mortgage industry, Raymond breaks down his journey and how being a mortgage professional changed his life.  He is on the journey of starting a portfolio and it is interesting to learn his perspective on starting out as an investor. We hope you enjoy this episode. And Still Stay Home! - Kimberly Harris - Content Creator -Eboney Jones - Content Creator - Courtney Harrington - Content Creator - Raymond Sykes  - Special Guest - Athenzmedia - Editor - Trac_Muzik  - Music Producer