92 | The First Step to a Solid Retirement Plan

Let’s build the foundation your retirement dreams deserve, one step at a time.This episode kicks off my brand new Retirement Planning Series, a four-part journey to help you move from financial uncertainty to a clear and confident path forward.We’re starting with the essential first steps:✅ Tracking your expenses✅ Building an emergency fund✅ Starting or growing your retirement savingsIf you’ve ever wondered what are sinking funds, how to get started with retirement savings planning, or why tracking expenses matters so much, you’re in the right place. I’ll walk you through practical, doable actions to start building your retirement-ready foundation today.Inside this episode, we’ll explore:Why tracking your expenses is non-negotiable for financial clarityThe real answer to what are unexpected expenses and how to prepareHow sinking funds can protect your future (and your peace of mind)Simple ways to begin or boost your retirement savingsWhether you’re just getting serious about retirement or you’re cleaning up your finances to make your dreams a reality, this episode is your starting line.Press play and let’s simplify the first phase of your retirement savings planning.What topic or question would you love answered on the podcast?Not sure what you need to do to make retirement happen? Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.Looking to learn more about being retirement ready?Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.Connect with meFacebook:  https://www.facebook.com/dalene.higgins/