# 96 Medicare Disability - 2 YEAR Waiting Period!

Medicare Disability can take up to 24 months after one is officially approved for disability. I had NO clue. This is crazy. In the example, a man was getting lung cancer treatment on March 2012 and Brain treatment in November in the same year. He was approved for disability in December 2013, nearly 2 years AFTER his lung surgery. But the rules say you can't receive Medicare disability until 2 years AFTER you were approved! So, in this case, it will be December 2015 before he is actually receiving Medicare. What happens before then? Long term disability??? NO! That only includes payments for missed wages, at a large reduction by the way. Cobra??? Ummmm, that only covers you for 18 months after you separate from service. And COBRA isn't cheap either. Trust ME on that. So, what happens? I do not know. And would love to hear comments if anyone has gone through this. This can be devastating. ================================= GET ALL MY LATEST BLOGPOSTS: https://heritagewealthplanning.com If you like what you see, a thumbs up helps A LOT. It tells YouTube that people are engaged and so the Youtube algorithm will show the vide to others who may be interested in the content. So, give me a thumbs up, please! Don't forget to SUBSCRIBE by clicking here: https://www.youtube.com/channel/UCSEz... Contact me: [email protected] GET MY BOOKS: Both are FREE to Kindle Unlimited Subscribers! The Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It https://amzn.to/2LHwQpt Strategic Money Planning: 8 Easy Ways To Put Your House In Order https://amzn.to/2wKGi50