EPISODE · Sep 26, 2025 · 28 MIN
9月後，全額貸走入歷史？
from 予寒Cars · host 兩個予涵
『欸！9 月以後是不是全額貸不能辦了？』 答案是——不是不能辦，而是 變嚴格了！ 以前的全額貸，條件相對寬鬆， 有些人即使收入普通、信用一般，也能順利過件。 但 9 月之後，銀行開始 把關更嚴： ✔️ 會更在意你的信用紀錄 ✔️ 會要求收入證明要更穩定 ✔️ 還有負債比、工作年資都會納入考量 換句話說，以前是『普遍能辦』， 現在則變成『條件好的人才比較容易過』。 所以如果你真的想全額貸，記得先檢查一下： 📌 信用有沒有瑕疵？ 📌 收入是不是穩定？ 📌 有沒有其他高額貸款在身上？ -- Hosting provided by SoundOn
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9月後，全額貸走入歷史？
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