A Better Credit Score In One Easy Step

from The Credit Pros Podcast · host The Credit Pros

Including utility bill payments in credit score calculations could improve scores for 97% of Americans. This change would especially help those with lower credit scores or no credit history. However, there's concern that it could negatively impact low-income families who occasionally pay bills late. Despite potential drawbacks, the vast majority would see benefits, prompting a serious debate on the inclusion of such data in credit histories.

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This episode is 3 minutes long.

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This episode was published on July 25, 2025.

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