A Look Back

American actor John Wayne once said that, "Courage is being scared to death, but saddling up anyway." Most of us remember Wayne as one of the biggest stars of Western film in the 20th century, perpetually seated on horseback and riding off to fight the latest bad guy in a countless number of films. While well-known now, Wayne started off as a nobody. He picked up gigs as an extra throughout the 1920s and didn't hit in big until 1939 as Ringo Kid in Stagecoach. That's nearly twenty years of being paid peanuts to pursue his dream in the movies. Wayne didn't see it as a bad thing though-instead, no matter how shaky his prospects might be, he always got back in the saddle and kept going, knowing that the end goal was worth it. This week on Retirement 360 with Louisville's Retirement Coach Alan Mercurio, we're going to be talking about how taking Wayne's approach and applying it to how you see retirement can help pre-retirees keep a steady course. We've all worked hard over the years to save as much as we can, but then begin to doubt whether we'll truly be able to handle retirement when the time comes. Worries about long-term care costs, inflation, and simply not having enough to pay the bills without that weekly paycheck are some of the most frequent concerns. Some get so worried that they cut their budgets to bare bones for fear of unexpected costs bankrupting their future selves or put off retiring altogether. There's a better answer: build a plan you're confident in and stick to it.Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.