EPISODE · Dec 9, 2025 · 17 MIN
A Practical Guide To Becoming Retirement Ready in 3 Steps
from Wealthy After 40: Retirement Ready, Financial Freedom, Budgeting, Saving, Debt · host Dalene Higgins - Money Coach, Retirement Coach, CEO
[Ep 166] If you’ve been quietly hoping retirement will work itself out, this episode is your wake-up call. Becoming retirement ready isn’t about luck, guesswork, or crossing your fingers. It’s about clarity, consistency, and having a simple plan you can actually follow. In today’s episode, I’m walking you through a practical 3-step process that takes you from uncertainty to confidence, no matter where you’re starting. We’ll break down what retirement really looks like for you, how to build savings without overwhelm, and why a personalized money plan is the foundation of every confident retirement journey. What You’ll Learn:✅ Why clarity is your first step to becoming retirement ready✅ How to define your retirement with details ✅ A simple way to start saving consistently ✅ How small, steady increases turn into big retirement wins✅ Why a budget is the most important tool for retirement planningRelated Episodes:Ep 161 - Anxious About Retirement? Your Timeline Holds the AnswerWhat topic or question would you love answered on the podcast?Not sure what you need to do to make retirement happen? Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.Looking to learn more about being retirement ready?Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.Connect with meFacebook: https://www.facebook.com/dalene.higgins/
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[Ep 166] If you’ve been quietly hoping retirement will work itself out, this episode is your wake-up call. Becoming retirement ready isn’t about luck, guesswork, or crossing your fingers. It’s about clarity, consistency, and having a simple plan you can actually follow. In today’s episode, I’m walking you through a practical 3-step process that takes you from uncertainty to confidence, no matter where you’re starting. We’ll break down what retirement really looks like for you, h...
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A Practical Guide To Becoming Retirement Ready in 3 Steps
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