A Safer Alternative to the 4% Rule: Income for Retirement | Episode 129

In this episode of Safer Retirement Radio, Brian Decker and Arrin Wray challenge one of the most commonly used retirement strategies: the 4% rule. They explain how flat or volatile markets can quickly derail portfolios relying on this outdated approach and introduce laddered principal-guaranteed accounts as a safer, more reliable alternative. The duo also unpacks the risks of dividend chasing and indexing in today’s market environment and highlights the need for a mathematically sound, risk-conscious income plan. If you’re nearing retirement or recently retired, this episode is a must-listen to help protect your nest egg and find how to plan on consistent income, regardless of market swings. 🔗 Learn more at https://deckerretirementplanning.com/ 📞 Call 833-707-3030 for your complimentary retirement assessment.