Accunet Mortgage & Realty Show 5-16-26

David Wickert and Tim Holdmann tackle the gap between scary rate headlines and what actually matters in real-life home buying. Friday’s bond market move pushed monthly payments on a $400K loan up just $56 — hardly the “rates skyrocket” doom the click-bait crowd was selling. For serious home shoppers, fewer competing offers is actually a silver lining.Tim shares the story of repeat clients expecting twins (going from man-to-man to zone defense) who closed despite the rate shift, plus an Illinois condo buyer using a strategic June 1 closing date as their competitive edge — sometimes speed and certainty beat dollars.David walks through a four-kid family wrestling with the timing puzzle of buying before selling, and the “softly breathing into the phone” moment when clients realize their 20% down payment plan depends on a sale that hasn’t happened yet.Plus: the trade-off conversation with a client choosing to make a $100,000 larger down payment to save $700/month — why wealthy people think in assets while everyone else thinks in monthly payments, and why your personal comfort level is always the right answer, even when the math suggests otherwise.​​​​​​​​​​​​​​​​