Accunet Mortgage & Realty Show 9-12-26

A jump in rates this week after a volatile stretch of Iran tensions, rising oil prices, and hotter than expected inflation data (PPI and CPI). Headlines are already framing it as bad news, but David Wickert and Tim Holdman break down why it's actually good news for home shoppers right now.They walk through the real math: on a $300,000 mortgage, the week's rate movement added just $51 to the monthly payment. Not the doom and gloom the clickbait suggests. Tim explains why rising rates thin out the competition, pushing sidelined buyers to pause their search while informed shoppers keep moving forward with less bidding pressure.The conversation also covers a real client case: a move up buyer navigating parental leave income rules while trying to purchase a new home before selling their current one. Tim details how mortgage guidelines treat leave income, what documentation lenders need, and how timing between a return to work and the first mortgage payment can make or break qualification.David and Tim close out making the case for working with a mortgage advisor rather than chasing the lowest advertised rate, and why crafting a strong offer matters just as much as getting approved.