ADUs, Lending & Hiring a Killer Assistant w/ Michael Chiodo | TBN 005 episode artwork

EPISODE · Nov 30, 2025 · 40 MIN

ADUs, Lending & Hiring a Killer Assistant w/ Michael Chiodo | TBN 005

from The Builder Nation Podcast · host Brian Koons

California is full of high-income earners sitting on a ton of home equity… and most of them have no idea how to turn it into real, lasting wealth.Today I’m sitting down with Michael Chiodo — “The Real Estate MC” — a top-producing mortgage strategist and investor who’s closed over $600M in loans, built a highly leveraged lending business, and uses ADUs, short-term rentals, and tax strategies to turn W-2 and commission income into freedom.We get into exactly how lending really works for 1–4 unit properties with ADUs, why going over 4 units changes the entire financing game, and how to use seconds, HELOCs, and short-term rental loopholes to supercharge your wealth without blowing up your lifestyle.Michael also breaks down:How he built his lending empire by shadowing a mentor at 5:30 AMWhy he walked away from a construction company, content studio, and other “shiny” businessesHow he trained a long-term assistant and built SOPs so his business runs clean without him micromanagingIf you’re a high-income earner, operator, or aspiring developer who wants to actually use lending and ADUs as a tax-advantaged wealth engine, this episode is going to click.📣 Call-To-Action Block (End of Description)Connect with Michael “The Real Estate MC” ChiodoInstagram: @therealestatemcWebsite: therealestatemc.com (or whatever the exact URL is – drop it here)👉 DM him for lending strategy, ADU financing options, and roadmap conversations.Connect with Brian / Builder NationInstagram: @thebuilderbrianInvest with Us or Have us Build Your ADU: thebuildernation.com/partner

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ADUs, Lending & Hiring a Killer Assistant w/ Michael Chiodo | TBN 005

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