📊 Affirm Gets Smarter on Risk, Payoneer Buys Boundless, Block Smashes $200B in Loans

BNPL grows up, global fintech keeps consolidating, and Block quietly flexes $200B in credit. In today’s episode, we break down how Affirm is upgrading its credit underwriting with real-time financial data — and why offering BNPL for rent signals a shift from impulse spending to everyday financial infrastructure. We also dig into Payoneer’s acquisition of an employer-of-record platform and what it says about the future of global hiring, compliance, and cross-border payments. Plus, Block crosses a massive $200 billion lending milestone, reminding everyone it’s not just a payments company — it’s already operating at bank-level scale.