🛠️ Affirm’s BNPL for drills, DailyPay CEO shakeup, UBS goes blockchain

Fintech is creeping into your hardware store, your paycheck, and even your Swiss bank account. In today’s Fintech Stacks, we break down three big moves:Affirm ($AFRM) teams up with Ace Hardware to bring BNPL to drills, lawnmowers, and power tools.DailyPay swaps out its CEO just as regulators turn up the heat on earned wage access — and the company inches closer to IPO-watchlist status.UBS ($UBS) partners with Chainlink and Swift to test blockchain rails for fund settlements, showing that even 160-year-old banks are going crypto.From weekend warriors financing lawnmowers to workers cashing out their paychecks early to bankers moonlighting as blockchain testers — this stack shows fintech everywhere you didn’t expect it.