Affordable Housing: The Hidden Real Estate Opportunity in 2025 | Morgan Keim

In this episode of Money Moves, Matty A. sits down with Morgan Keim, real estate investor and founder of Ocean Ridge Capital, to explore the rising potential of affordable housing as both an impact and profit-driven real estate strategy.Morgan explains how affordable housing differs from Section 8, what AMI (Area Median Income) means, and how to leverage underutilized assets like motels and multifamily properties into sustainable, cash-flowing communities.This episode uncovers how government incentives, tax credits, and public-private partnerships can make affordable housing projects not only feasible but highly lucrative—especially in 2025 as policy and demographic trends converge.What You’ll Learn:What qualifies as affordable housing (and what doesn’t)Why investor interest in this space is acceleratingHow to use adaptive reuse for affordable housing conversionsThe role of public programs, grants, and tax incentivesMisconceptions that hold investors back from entering the marketWhy 2025 may be the best time to get involvedLong-term strategies for impact-minded real estate investorsTimestamps: 00:00 – Morgan’s background in real estate and development 04:00 – Defining affordable housing and AMI 08:00 – Why the investment thesis for affordable housing is so strong 13:00 – Real-world conversion strategies and deal structures 17:00 – Funding: tax credits, grants, and city partnerships 21:00 – Addressing myths around tenants, turnover, and red tape 25:00 – Macro trends and why timing matters 29:00 – Final advice for investors who want to make a differenceConnect with Morgan KeimWebsite: http://www.oceanridgecap.comLinkedIn: https://www.linkedin.com/in/creativecapitalist/Instagram: https://www.instagram.com/creativecapitalist/Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555