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EPISODE · Jul 15, 2026 · 32 MIN

AI in Insurance: How Carriers Are Transforming Underwriting, Claims, and Operations

from Alliance NOW! Risk & Insurance Podcast Series · host Will Hold, Chaz Perera

In this episode, you'll learn: Why insurance's biggest bottleneck isn't decision-making—it's the work surrounding the decision How AI agents differ from traditional automation and workflow tools Why governance, transparency, and auditability are essential for insurance AI How carriers can use AI to improve underwriting accuracy and speed-to-quote The role of AI in claims consistency, customer trust, and claims outcomes Why human oversight remains critical in underwriting, claims, and policy servicing The difference between general-purpose AI models and insurance-specific AI Lessons learned from more than 120 live insurance AI deployments Common mistakes organizations make when scaling AI initiatives How insurance leaders can build an AI strategy that delivers measurable business value As AI changes how insurance work gets done, understanding how insurance companies operate becomes even more important. The Alliance's CIC Insurance Company Operations course provides a deeper look into carrier structures, underwriting operations, claims management, profitability, financial performance, and the decisions that drive insurer success. Explore CIC Insurance Company Operations through the Risk & Insurance Education Alliance and strengthen your understanding of today's insurance marketplace. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

Episode metadata supplied by the publisher feed · Published Jul 15, 2026

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Artificial intelligence is transforming insurance operations, but what does effective AI adoption actually look like inside a carrier? In this episode of Alliance Insights, host Will Jones sits down with Chaz Perera, Co-Founder and CEO of Bevaya, to discuss how AI is reshaping underwriting, claims management, policy servicing, and insurance operations while keeping human expertise at the center of critical decisions. Drawing on his experience leading claims, operations, and transformation initiatives at AIG, Chaz shares practical insights on AI governance, human-in-the-loop decision-making, insurance automation, and the importance of domain-specific AI models. He explains why insurers should focus on business outcomes, not technology, when pursuing AI initiatives and how carriers can achieve meaningful results by starting with targeted, high-volume workflows. Whether you're an insurance agent, broker, underwriter, claims professional, carrier executive, risk manager, or insurance technology leader, this episode offers actionable strategies for improving operational efficiency, enhancing decision quality, and preparing for the future of insurance.

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AI in Insurance: How Carriers Are Transforming Underwriting, Claims, and Operations

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This episode is 32 minutes long.

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This episode was published on July 15, 2026.

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