AI's Biggest Risk Isn't the Technology—It's How We Use It - Tech Update by Allen Pollack episode artwork

EPISODE · Jul 10, 2026 · 13 MIN

AI's Biggest Risk Isn't the Technology—It's How We Use It - Tech Update by Allen Pollack

from Lykken on Lending

This podcast segment explores how rapid advances in artificial intelligence are transforming mortgage lending and servicing while highlighting the critical importance of governance, data security, compliance, and responsible implementation to avoid unintended risks.-----------------------------------------------------Allen Pollack, Tech ConsultantAllen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

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AI's Biggest Risk Isn't the Technology—It's How We Use It - Tech Update by Allen Pollack

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