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I've had people tell me they've had an issue with Spotify not accepting their credit cards. I contact Support and they gave me the following link to contact them to get it fixed. Let me know if you're still having problems. We're pumping out content, but it doesn't help if you can't pay your subscription. Become a Paid Subscriber: https://podcasters.spotify.com/pod/show/pdbackgrounds/subscribe Click here for CREDIT CARD help from Spotify: https://help.spotifyforpodcasters.com/hc/en-us/articles/12584441279131-Contact-us (Go to the right where it says "MESSAGE US.")