Am I righteous or a heretic?

So I asked myself a question that I asked about a fellow Buddhist practitioner who goes around, claims to be you know partially or fully enlightened. So I asked myself: am I holy or am I a heretic? I believe that all religions are true if they're practiced with devotion commitment and confidence but I also believe that no institutional religion in this day and age has the complete hegemony on a path to the divine. So who's right here? Can you be holy without the hierarchy or are you a heretic?