April Clobes of MSUFCU: What It Really Takes to Win in Community Banking

In this live episode recorded at GAC 2026 in Washington D.C., Anurag Mukherjee sits down with April Clobes, CEO of MSUFCU and Reseda Group, for a candid, unfiltered conversation on the state of the credit union movement — and where it's headed.April is one of the most consequential figures in credit union history. Under her leadership, MSUFCU has grown into one of the largest university-based credit unions in the United States. And through Reseda Group, she has built one of the most active fintech investment portfolios in the entire credit union ecosystem — 28 minority investments spanning AI, core modernization, member experience, collections, lending, and wealth management.She doesn't just talk about the future of community finance. She's funding it.In this conversation, April opens up about: How GAC has transformed — what started as a pure advocacy conference has become the de facto strategy and dealmaking summit for the entire credit union industry. More fintech, more startups, more board meetings, more urgency. The M&A reality no one wants to say out loud — margins are shrinking, competition is intensifying, and General Motors just filed for a banking license in Michigan. April makes the case for why consolidation — including credit unions acquiring community banks — is not a retreat. It's how the movement survives and grows.Where Reseda Group is putting its money — from a credit union-native AI studio to merchant-funded cash back products, social security navigation tools for aging members, and a full lending and collections stack. April breaks down the investment thesis and why diversification across the member journey is the strategy.The scale problem — even if you combined every credit union in America, you still wouldn't match the size of a single JPMorgan Chase. April is direct about what that means and what credit unions must do differently to compete with Chime, Revolut, SoFi, and the neobanks eating into membership growth.Member vs. non-member — April's simple but powerful personal framework for looking at the world. Her mission: make everyone a member. Because when people are members of a credit union, their financial health improves, their communities strengthen, and the movement wins.April Clobes doesn't speak in buzzwords. She speaks from experience — from running a billion-dollar institution, from writing checks into early-stage fintechs, from sitting in board rooms and on Capitol Hill. If you want to understand where credit union leadership is really going, this is the conversation to watch.🎙️ Women of Community Banking Podcast — Long-form conversations with the C-suite women shaping the future of community finance. 150+ episodes. Real leaders. Real talk.🔔 Subscribe so you never miss an episode.#CreditUnions #WomenInBanking #CommunityBanking #Fintech #GAC2026 #MSUFCU #ResedaGroup #AprilClobes #AIInBanking #CreditUnionLeadership #WomenOfCommunityBanking #CreditUnionMovement #FintechInvesting #CommunityBankingPodcast #FinancialServices