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Are Adjustable Rate Mortgages Right for You in a High Interest Rate Environment? episode artwork

EPISODE · Aug 29, 2023 · 22 MIN

Are Adjustable Rate Mortgages Right for You in a High Interest Rate Environment?

from Ready For Retirement · host James Conole, CFP®

Are short-term savings using an adjustable rate mortgage worth the risk of rate hikes? In this podcast, we cover how adjustable rate mortgages (ARMs) work, how they differ from fixed-rate mortgages, and the reality of their adjustment periods. James uses a real-life scenario to dive into the comparison of adjustable and fixed-rate mortgages. Learn how to plan for the worst-case scenarios and evaluate the benefits and drawbacks of each option. Questions answered:Is it better to get a fixed rate mortgage, or is it better to get an adjustable rate mortgage? What is the risk versus reward?Timestamps:0:00 Intro3:10 Buying a home5:18 How ARMs work7:24 Why use an ARM?10:11 What's the risk?14:07 When not to get an ARM16:15 When to get an ARM18:50 Other considerations20:21 Analysis21:06 OutroCreate Your Custom Strategy ⬇️Get Started Here.Join the new Root Collective HERE!

What this episode covers

Are short-term savings using an adjustable rate mortgage worth the risk of rate hikes? In this podcast, we cover how adjustable rate mortgages (ARMs) work, how they differ from fixed-rate mortgages, and the reality of their adjustment periods. James uses a real-life scenario to dive into the comparison of adjustable and fixed-rate mortgages. Learn how to plan for the worst-case scenarios and evaluate the benefits and drawbacks of each option. Questions answered: Is it better to ...

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Are Adjustable Rate Mortgages Right for You in a High Interest Rate Environment?

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Frequently Asked Questions

How long is this episode of Ready For Retirement?

This episode is 22 minutes long.

When was this Ready For Retirement episode published?

This episode was published on August 29, 2023.

What is this episode about?

Are short-term savings using an adjustable rate mortgage worth the risk of rate hikes? In this podcast, we cover how adjustable rate mortgages (ARMs) work, how they differ from fixed-rate mortgages, and the reality of their adjustment periods. James...

Is there a transcript available for this episode?

Yes, a full transcript is available for this episode. You can read the complete transcript on the episode page.

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