Are Colleges Still Accepting Applications?; How Many APs Do I Need To Take?; Federal Student Loan Update

Host Ian Fisher kicks off this episode with BH College Coach Carrie Lewis, who answers a question many families have this time of year: Are colleges still accepting applications? Carrie walks listeners through the process of applying outside the traditional fall and early‑spring deadlines, which usually involves rolling admission.   In our second segment, Ian welcomes colleague Kennon Dick for a conversation about one of the most common academic questions students ask: How many APs do I need to take to get into college? Kennon breaks down what curriculum rigor really means, how to find balance, and how colleges evaluate a student's choices within their specific context.   Finally, finance expert Jennifer Wilcox joins the show to offer a Federal Student Loan update, outlining what has (and hasn't) changed for 2026.