Are Index Funds Still Enough?

Are index funds still enough for today's investor? Index funds have long been popular for their simplicity, low costs, and broad diversification. But today's investing landscape looks different. Major indexes can be more concentrated than many investors realize, and there are more investment options available than ever before. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss how index funds work, where concentration can show up, what alternatives investors may consider, and why chasing the latest investment trend can create its own risks. The bigger question isn't whether index funds are good or bad. It's whether your portfolio is intentionally built around your goals, time horizon, risk tolerance, and financial plan. Watch the full episode and subscribe to Clear Money Talk for more conversations about investing, retirement, taxes, and personal finance.