Are Low Interest Rates Gone for Good In Australia?

Interest rates aren’t going back to 2%, so how do you plan for the new normal? Today we talk about why 5-6% mortgage rates are here to stay, how government spending, inflation, and housing supply are driving long-term change, and what that means for buyers and investors. We share practical steps to future-proof your finances, from budgeting to refinancing to changing your property mindset.On this episode, we discuss:(00:00) Intro(00:10) Are Low Interest Rates Gone For Good?(02:45) The Reality Of 5% Interest Rates(03:50) What Is The Goldilocks (Neutral) Cash Rate?(05:39) Why The Cash Rate Might Stay Higher For Longer(06:21) Government Spending’s Impact On Rates(10:52) Housing Supply Issues And Construction Shortages(11:48) Why Property Prices Aren’t Falling Anytime Soon(15:35) Should You Fix Your Home Loan Rate?(20:06) Stop Waiting For Rates To Drop - Build A Strategy Now Check out the free resources from Inovayt here.Send us an email: [email protected] Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Check out our new website thenumbersgamepodcast.com.au. Browse the full show catalogue, jump straight to specific moments on the topics you love, or leave us a voice note. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.