Are Multi-Currency Accounts Worth It? (And Which Should You Choose) episode artwork

EPISODE · Oct 27, 2025 · 27 MIN

Are Multi-Currency Accounts Worth It? (And Which Should You Choose)

from Banking Without Borders · host Monito

Not all multi-currency accounts deliver on their promise of borderless banking. Jonny and Jan dig into what these accounts really do, and which ones are genuinely worth using in 2025.They unpack the pros, cons, and hidden catches of Wise, Revolut, Trading 212, Bunq, HSBC Global Money, and NatWest, exploring who each account suits, what makes Wise the current gold standard, and when a simple travel card might actually be the smarter move.What to expectWhy most people don’t need to pre-convert currenciesThe truth behind “mid-market” and “weekend markup” feesWhich accounts actually pay interest on foreign cashHow to choose between Wise, Revolut, and Trading 212Join the new Banking Without Borders Discord community https://link.bankingwithoutborders.co.uk/discordSubscribe on YouTubehttps://link.technicallymoney.com/oy8eCheck out our website DepositScout.com for the latest savings rates. Connect with us (via LinkedIn)Jan: https://www.linkedin.com/in/jan-watermann/Jonny: http://www.linkedin.com/in/jonny-peaseGot a question or topic you want us to cover? Drop us a message at [email protected]

Episode metadata supplied by the publisher feed · Published Oct 27, 2025

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Not all multi-currency accounts deliver on their promise of borderless banking. Jonny and Jan dig into what these accounts really do, and which ones are genuinely worth using in 2025. They unpack the pros, cons, and hidden catches of Wise, Revolut, Trading 212, Bunq, HSBC Global Money, and NatWest, exploring who each account suits, what makes Wise the current gold standard, and when a simple travel card might actually be the smarter move. What to expect Why most people don’t need to pre-conve...

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Are Multi-Currency Accounts Worth It? (And Which Should You Choose)

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