Are Rents Dropping Too Fast for DSCR Loans? Ep 367 episode artwork

EPISODE · Feb 4, 2026 · 12 MIN

Are Rents Dropping Too Fast for DSCR Loans? Ep 367

from Chasing Financial Freedom · host Ryan DeMent

When rents cool off, and your DSCR loan no longer pencils the way it did on paper, what’s your best move: conventional, DSCR, or something else? In this episode of Chasing Financial Freedom, Ryan DeMent breaks down the good, bad, and ugly of conventional vs. DSCR loans, how falling rents and tighter DSCR ratios are exposing weak deals, and what smart investors are doing now with reserves, prepayment penalties, and rent underwriting so they can keep scaling without blowing up their portfolio.

Episode metadata supplied by the publisher feed · Published Feb 4, 2026

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Are Rents Dropping Too Fast for DSCR Loans? Ep 367

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