EPISODE · Feb 4, 2026 · 12 MIN
Are Rents Dropping Too Fast for DSCR Loans? Ep 367
from Chasing Financial Freedom · host Ryan DeMent
When rents cool off, and your DSCR loan no longer pencils the way it did on paper, what’s your best move: conventional, DSCR, or something else? In this episode of Chasing Financial Freedom, Ryan DeMent breaks down the good, bad, and ugly of conventional vs. DSCR loans, how falling rents and tighter DSCR ratios are exposing weak deals, and what smart investors are doing now with reserves, prepayment penalties, and rent underwriting so they can keep scaling without blowing up their portfolio.
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Are Rents Dropping Too Fast for DSCR Loans? Ep 367
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