Are Student Loans Keeping You From Retiring?

What this episode covers

In this special episode of The Catholic Money Show, Jonathan and Amanda Teixeira join Timmerie on Relevant Radio to talk about two money conversations affecting Catholics in very different seasons of life: student loans and dating.First, they discuss how student loans are following many people into retirement, especially those who borrowed for college, graduate school, or Parent PLUS loans for their children. Jonathan and Amanda explain why minimum payments can keep people stuck for decades, how student loans can affect retirement plans, and why it is important to make a real payoff strategy before fixed income becomes a reality.Then, the conversation shifts to Catholic dating and money. Should income, career plans, debt, or future family life be deal breakers before someone even gets a first date? Jonathan and Amanda talk about the difference between wise discernment and harsh evaluation, why financial conversations should unfold gradually, and how character, growth, prayer, and openness to God’s call matter more than having every detail figured out from the beginning.In this episode:Why student loans are delaying retirement for many familiesHow minimum payments can keep debt around for decadesWhy Parent PLUS loans can create pressure later in lifeWhat to consider before relying on reverse mortgages or retirement debt strategiesWhy saving for the future should not become an idolHow Catholic families can balance prudence with living fruitfully todayWhy dating should be more about encounter than evaluationWhen to start talking about money in a dating relationshipHow financial intimacy grows over timeWhy character matters more than a perfect financial profileThis episode is a helpful conversation for anyone carrying student loans, preparing for retirement, dating with marriage in mind, or trying to bring Catholic wisdom into real financial decisions.Resources mentioned: WalletWin Catholic Money Academyhttps://walletwin.com/academyStop living Paycheck to paycheck. https://relevantradio.com/2024/01/money-as-a-catholic-feast-of-the-holy-spouses/ How to adopt a baby on a budgethttps://relevantradio.com/2024/04/parents-on-a-budget/

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