Are Tariffs and Rates Boosting Popularity of Riskier Loans?

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss how uncertainty with rates might cause different mortgage products to do well in this mortgage environment. We've been talking a lot about tariffs and rates for a while now on this podcast, and today's article from CNBC.com, "Homebuyers rush to riskier loans, as tariff turmoil pushes interest rates higher," talks about borrowers returning to adjustable rate mortgages. Buyers are doing this because interest rates are slightly lower for a short-term when you do an ARM, but it is not that much lower. They are mostly being used on larger loans where it makes more of a difference in price, but there are better options, such as a permanent buy-down using seller concessions. We are training our loan officers to equipped to help buyers navigate this tricky enviornment! Listen in as we discuss this and more! ______ Grow Your Business: https://join.nflp.com/______Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.