Are We Designing Financial Systems for Everyone? | Sam Emery, FS Executive, NED and Advisor

In this episode of FinTech’s DEI Discussions, host Nadia Edwards-Dashti sits down with Sam Emery, FS Executive, NED and Advisor, for a powerful conversation recorded live at PAY360 2026.With over two decades in payments, spanning leadership roles across the Financial Conduct Authority and Lloyds Banking Group, Sam brings a unique perspective on how inclusion, or the lack of it, is shaping the future of financial services.Together, they unpack the reality of what’s being called an “inclusion recession” in FinTech. From regressive hiring practices and systemic barriers to the risks of unchecked AI and lack of diverse voices, this episode connects the dots between people, processes, and performance across the sector.Sam shares candid insights into the structural challenges holding the industry back, why short-term DEI initiatives are not enough, and what needs to change at a systemic level to drive real, sustainable outcomes.FinTech's DEI Discussions is powered by Harrington Starr, global leaders in Financial Technology Recruitment. For more episodes or recruitment advice, please visit our website www.harringtonstarr.com