"Are You Going To Argue With Me Over Something That Stupid?"

brought to you by the every dollar app start budgeting for free today i am about 20 years old with about 50 grand in debt um 30 of that being a car loan um three of it being from a square loan from the business that i shut down here recently and some of it's medical like just outstanding medical debt like i mean i was in motorcycle accident three years ago that i started paid um i owe a friend of a family friend about three grand um i owe like a tire shop almost two grand like i i guess my question that i want to ask you today is like i don't know where to start with this because it feels like a lot and i truthfully don't know where a lot of the debt is um like i owed a dermatology group sorry like 800 bucks and i owe like other medical companies money and i just don't know exactly where all that debt is where the creditors are like every now and now and then i get calls yeah michael so how has your life been so chaotic in the last two or three years that this has happened and because it sounds like you're spiraling man sounds like chaos yeah i agree yeah truthfully it is and um two years ago i started my own business with my best friend um it became building to go into and truthfully it just kind of took off like crazy um and then it didn't correct i had bought him out of the business went solo um i got in some trouble small trouble with my previous account um you know my previous account the 100 bucks and and they did no work for me they called my taxes late for me um so i'm finally out of the tax that um i had employee at the time i guess so at the end of the day you really weren't making a lot of money because all the bills weren't paid unless you were spending on cocaine or something where did the money go um so honestly i was really bad at saving i wish i did it better i'm not saving you got these little 800 bills that aren't paid so you probably weren't actually making any profit were you honestly hey it sounds dumb but i was i was making well then where would you say the money went in 20 where would you say the money went food every day food 120 000 worth of food i would say it's all food but like a lot of just really short small spending that just leaked i decided to get a german shepherd last year um i just you're gonna tell me for this i just traded in a 2023 tesla model 3 just last night for a truck um because the western runners obviously on a lot of people's not gonna do last night like literally like 12 hours ago yes like literally last night michael michael you said you listen to the show i have been i know i i know i what are you doing what are you doing right now for a job what are you doing i currently work for a automotive supplier um i make a base salary of 45 a year um after commission to rotate it's about roughly 50. okay and you just bought a 30 000 car yes you need to call them back on the end to cancel the transaction that you're not going through with it since you got off the phone so my thing is is i traded in my old car are you gonna argue with me about something that's stupid you're really not gonna argue with me about something that's stupid are you please tell me that you want a better life than you have you keep doing stupid stuff you're gonna have a stupid life honey that thing last night was absolute freaking brain damage you understand that yeah i mean dude really i love you but good god that was dumb so can i say my point of you really click on that not really you can just call them back and cancel the transaction or you can have a good life create your free every dollar budget today the simplest way to budget for your life the first thing that is to do look at this problem we're not going to see the!' you