Are You Really Competing Against Wall Street for a Home? | Mortgage Cowboys #5

In this episode of Mortgage Cowboys, we break down the growing narrative that big institutional investors are buying up all the homes, why that story doesn’t line up with what’s actually happening on the ground, and how media headlines and political talking points often oversimplify complex housing issues. From BlackRock and REITs to Zillow’s failed home-buying experiment, this conversation cuts through the noise and explains what’s really impacting inventory, affordability, and homeownership today.We dive into:Whether institutional investors like BlackRock are actually buying single-family homesWhy most buyers are not competing against Wall Street when making offersHow REITs really work and what they actually ownThe difference between single-family housing and large-scale multifamily investmentsWhy managing thousands of individual homes doesn’t make sense for big fundsHow misinformation around “corporate buyers” distracts from real affordability problemsWhy housing markets are regional  not national and why that mattersIf you’re asking questions like “Are investors buying all the houses?”, “Is BlackRock driving up home prices?”, or “Why does housing feel so unaffordable right now?” this episode is for you.00:00 Welcome to Mortgage Cowboys02:46 Debating the Reality of Institutional Buying06:04 Regional Real Estate Market Dynamics09:01 Zillow's Missteps in the Housing Market12:55 Free Market and Regulatory Challenges14:17 BlackRock's Market Influence14:51 Calling Garrett for Insights15:39 Debunking Myths About BlackRock18:49 Warren Buffet's Real Estate Insight23:03 Understanding REITs25:46 Final Thoughts and Wrap-Up