Ask HTM - Looking a Gift House in the Mouth, Prepaid Visas, & Wealth Inequality in the US #1156

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Gift house: My future in-laws might gift us a home… that we’ll eventually own… good idea? 2 - Prepaid Visa: Is it frugal or cheap to leave an entire prepaid Visa during a dinner out? 3 - Wealth inequality: Research, resources, questions to ask… let’s get into it! 4 - Home maintenance: What are some tips for a first-time homeowner when it comes to lawn care, pest control, and other home services? 5 - ABLE accounts: Should I deprioritize my new ABLE account if there’s a chance that I’ll over-save and invest?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending. Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group! Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Money Gears: knowing what to do with your money is crucial to your personal finance journey. MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense.   During this episode we enjoyed I’m Only Me When I’m With You by Piedmont Brewery! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.