Ask HTM - Taking Time Off Work for a New Baby, Should We Get a HELOC, & Prepping for Disasters on the Cheap #346

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - I’d like to take some time off work to spend time with my new baby, but what should I be considering?2 - Am I missing out if I can’t afford to max out my Roth IRA at the beginning of the year?3 - Is it ok to get a HELOC on our house in order to finish out a garage for the sake of the business?4 - How can we best maximize credit card rewards while we are building our house this summer?5 - How do I plan for disasters without breaking the bank and becoming an all-out prepper?During this episode we enjoyed a Baked Goods Blueberry Lemon Cobbler by Atlanta Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.