ASK489: Which mortgage deal should I go with? PLUS: Do I need a new EPC? episode artwork

EPISODE · Aug 12, 2025 · 8 MIN

ASK489: Which mortgage deal should I go with? PLUS: Do I need a new EPC?

from The Property Podcast · host Rob Bence and Rob Dix from The Property Hub

Welcome back to Ask Rob & Rob, where we help tackle your property questions. Let’s dive into the answers...  (0:49) Dee’s been offered three mortgage deals with product fees of 5%, 3%, and 0% - but calculations suggest the highest fee might actually be the cheapest overall. Should Dee stick with his current lender’s options or shop around?  (3:58) The EPC’s have expired on Ryan’s two properties. One letting agent says renew now, another says wait until a new tenancy. Who’s giving the correct advice?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

Welcome back to Ask Rob & Rob, where we help tackle your property questions. Let’s dive into the answers...  (0:49) Dee’s been offered three mortgage deals with product fees of 5%, 3%, and 0% - but calculations suggest the highest fee might actually be the cheapest overall. Should Dee stick with his current lender’s options or shop around?  (3:58) The EPC’s have expired on Ryan’s two properties. One letting agent says renew now, another says wait until a new tenancy. Who’s giving the correct advice?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

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ASK489: Which mortgage deal should I go with? PLUS: Do I need a new EPC?

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Frequently Asked Questions

How long is this episode of The Property Podcast?

This episode is 8 minutes long.

When was this The Property Podcast episode published?

This episode was published on August 12, 2025.

What is this episode about?

Welcome back to Ask Rob & Rob, where we help tackle your property questions. Let’s dive into the answers...  (0:49) Dee’s been offered three mortgage deals with product fees of 5%, 3%, and 0% - but calculations suggest the highest fee might...

Can I download this The Property Podcast episode?

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