ASK518: Help! Lenders are declining me PLUS: Why interest-only mortgages? episode artwork

EPISODE · Apr 7, 2026 · 10 MIN

ASK518: Help! Lenders are declining me PLUS: Why interest-only mortgages?

from The Property Podcast · host Rob Bence and Rob Dix from The Property Hub

Let’s jump straight into some more listen questions, with your latest episode of Ask Rob & Rob. (00:42) Irfan's been investing for a decade, but a surprise affordability rejection has left him worried about being asset rich and cash poor in retirement. Rob D explains why capital raising triggers extra scrutiny, why specialist lenders are often a better bet than high street ones, and why this shouldn't put you off your long-term plans. (05:51) Imran wants to know why landlords choose interest-only mortgages when surely, you're left with the full debt at the end? Rob B breaks down the cash flow and stress test arguments, then reveals how inflation is silently destroying your debt while growing your assets at the same time. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

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ASK518: Help! Lenders are declining me PLUS: Why interest-only mortgages?

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