Assuming a Mortgage After a Divorce

📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/ 📲 Text "LEND" to 21000 to schedule a free 15–minute consultation Divorce is hard enough without losing your home and a great mortgage rate in the process. But can you keep that 2–3% interest rate if you and your spouse split? In this episode, we'll explain the ins and outs of mortgage assumptions during and after divorce, and why it's rarely as simple as it sounds. You'll learn who can actually assume a loan, what qualifications you'll need to meet, and the often-overlooked challenges of working directly with your loan servicer. We'll also share strategies for structuring divorce terms to make keeping the marital home (and the low rate) more likely, plus options if you're the "out spouse" needing a new place to live. Here's what we discuss in this episode: 🏠 What an assumption is 📋 Qualifying rules – You must re-qualify on your own; adding new borrowers is rarely allowed. 🛑 Servicer challenges – The assumption process is often slow, unclear, and unsupported. ⚖️ Divorce terms matter – Structure agreements to improve the odds of keeping the home. 💡 Specialized help exists – Work with a mortgage pro trained in divorce lending guidance.   CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF